1Business Identity & Registration
This website, balanceassetmanagement.com (the "Site"), is owned and operated by Balanced Trading LLC, doing business as Balance Asset Management.
2Licensing & Regulatory Status
Balance Asset Management is an educational content business. The following table outlines our regulatory standing with respect to financial services categories:
Because we are a financial education publisher — not a financial services firm — we are not subject to SEC, FINRA, or state securities registration requirements for investment advisors or broker-dealers. Consumers should seek advice from a licensed financial professional before making investment decisions.
3Nature of Our Services
Balance Asset Management provides financial education resources — specifically, our flagship Market Basics Checklist — designed to improve the financial literacy of individual investors. Our services include:
- Distribution of the free Market Basics Checklist via email upon subscriber opt-in
- Ongoing educational email communications covering asset allocation, risk management, and market fundamentals
- Optional SMS communications for subscribers who provide express written consent
- Access to educational web content at balanceassetmanagement.com
We do not manage investment portfolios, execute securities transactions, provide personalized financial planning, or offer any product requiring a financial services license.
For a detailed explanation of how to engage with our services and what to expect, please see our Services & Onboarding page.
4No Investment Advice
All content on this Site and in our educational materials — including the Market Basics Checklist, emails, and any other communications — is provided for general educational and informational purposes only. It does not constitute:
- Financial advice or investment recommendations
- Tax advice or tax planning guidance
- Legal advice of any kind
- A solicitation or offer to buy or sell any security or financial product
Nothing on this Site should be construed as a recommendation to buy, sell, hold, or trade any particular security, investment product, or asset class. Past performance referenced in our educational materials does not guarantee future results.
Always consult with a qualified, licensed financial advisor, tax professional, or attorney before making financial decisions. The principles described in our educational content are general in nature and may not be appropriate for your individual financial situation.
For a broader general disclaimer, please also review our General Disclaimer.
5Risk Disclosure
Investing in financial markets involves significant risk. Balance Asset Management provides educational information about these risks, not advice on how to manage them for your individual circumstances. Key risks include, but are not limited to:
Market Risk
The value of securities and investment portfolios can decline due to broad market movements, economic conditions, geopolitical events, and other factors outside any investor's control. No investment strategy eliminates market risk entirely.
Liquidity Risk
Some investment assets may be difficult to sell quickly at fair market value. Investors should maintain an appropriate allocation of liquid assets for near-term needs.
Inflation Risk
Returns that do not outpace inflation reduce real purchasing power over time. Our educational materials discuss this risk in the context of long-term portfolio planning.
Concentration Risk
Portfolios that are not adequately diversified across asset classes, sectors, or geographies carry higher risk of significant loss from a single adverse event.
Educational Context Only: The risk scenarios described above are presented to improve financial literacy, not to predict or guarantee any specific outcomes. Individual risk tolerance, time horizon, and financial circumstances vary significantly.
6Communications Compliance (TCPA / CAN-SPAM)
SMS & Text Messaging (TCPA)
Balance Asset Management complies with the Telephone Consumer Protection Act (TCPA). SMS messages are sent only to individuals who have provided prior express written consent through our opt-in form. Specifically:
- Consent is collected via a clearly labeled opt-in checkbox on our website forms
- Consent is not a condition of receiving any free resource or purchasing any product
- Message frequency varies and may include educational content and service updates
- Standard message and data rates may apply, depending on your carrier plan
- To opt out at any time, reply STOP, QUIT, END, CANCEL, or UNSUBSCRIBE to any message
- Reply HELP for assistance; or contact us at contact@balanceassetmanagement.com
- We do not share, sell, lease, or transfer SMS opt-in data with any third party
For the full SMS terms, see our SMS Terms of Service.
Email Marketing (CAN-SPAM)
All commercial email communications from Balance Asset Management comply with the CAN-SPAM Act. Each email includes:
- An accurate "From" name and email address
- A clear and honest subject line
- Our physical mailing address (691 S. Milpitas Blvd, Suite 212, Milpitas, CA 95035)
- A functioning, clearly visible unsubscribe link honored within 10 business days
To unsubscribe from email communications, use the unsubscribe link in any email or contact us directly at contact@balanceassetmanagement.com.
7Affiliate & Compensation Disclosure
Balance Asset Management may periodically reference third-party products, services, platforms, or tools within its educational content. Where such references involve a material financial relationship — such as an affiliate commission or referral fee — this will be clearly disclosed in the relevant content.
Currently, our primary service is the free distribution of the Market Basics Checklist. We do not charge a fee for this resource. Future educational products or services, if offered, will be clearly priced and described before any purchase commitment is required.
We do not accept payment to influence the educational conclusions in our content. Any commercial relationships that exist are kept separate from the editorial integrity of our financial education materials.
8Forward-Looking Statements
Certain statements in our educational materials may discuss investment principles, historical market patterns, or general financial outcomes. These statements are educational in nature and are subject to the following cautions:
- Past market performance does not guarantee future results
- Historical data referenced is provided for illustrative purposes only
- General investment principles may not apply uniformly to all market conditions
- No representation is made that any investment strategy will achieve specific results
All references to market returns, investment frameworks, or financial principles in our content are intended solely to educate — not to predict, promise, or guarantee any particular financial outcome for any individual.
9Contact & Complaints
If you have questions about these disclosures, concerns about our communications practices, or wish to file a complaint, please contact us:
- Email: contact@balanceassetmanagement.com
- Mail: Balanced Trading LLC dba Balance Asset Management
691 S. Milpitas Blvd, Suite 212, Milpitas, CA 95035
We are committed to addressing all inquiries and complaints promptly and transparently. If you believe we have not complied with applicable regulations, we encourage you to contact us directly so we can resolve the matter. You also have the right to file a complaint with the relevant state or federal regulatory authority.
Last Updated: February 14, 2026